Pricey Prenup or Expensive Divorce: Which Would You Rather Spend Money On?

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Cost can be a major factor that influences a couple’s decision about whether or not to have a prenuptial agreement, but it is not necessarily the sole determining factor. The expense associated with creating a prenup can vary depending on various elements, including the complexity of the agreement, the involvement of attorneys, and the jurisdiction in which the couple resides. Here are some points to consider:

Legal Fees

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Hiring attorneys to draft, review, and finalize a prenuptial agreement can incur costs. The fees may vary based on the experience and expertise of the attorneys involved. Couples with limited financial resources might find the cost of legal representation a significant factor to consider.

Jurisdictional Differences

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The cost of a prenuptial agreement can vary depending on the jurisdiction. Different regions or countries may have different legal requirements, documentation processes, and associated fees. Couples should consult local legal professionals to understand the specific costs in their area.

Budget Priorities

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Some couples may prioritize allocating their financial resources to other aspects of their wedding or early married life, such as housing, education, or starting a family. In such cases, they might choose to forgo a prenuptial agreement due to financial constraints or the perception that the cost outweighs the potential benefits.

Online Resources

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While involving attorneys is recommended to ensure the legality and enforceability of a prenuptial agreement, some couples with simpler financial situations may explore online resources or do-it-yourself templates to reduce costs. However, it is crucial to exercise caution and ensure that any self-drafted agreement meets the legal requirements of the jurisdiction.

Long-Term Considerations

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Couples should also weigh the potential long-term financial implications of not having a prenuptial agreement. While there may be upfront costs associated with creating a prenup, the absence of one could lead to more substantial financial consequences in the event of a divorce, such as costly legal disputes over asset division.

Negative Potential Outcomes of Going Without a Prenup

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The worst-case scenario of not having a prenuptial agreement can vary depending on the specific circumstances of the couple and the laws of the jurisdiction they reside in. Without a prenuptial agreement, a divorce typically follows the laws of the state or country in which the couple lives, known as the “community property” or “equitable distribution” laws.

Division of assets

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Without a prenup, assets acquired during the marriage, such as property, investments, and businesses, may be subject to division between the spouses. This can lead to contentious disputes over who gets what and potentially result in a less favorable distribution for one of the spouses.

Alimony or spousal support

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In a divorce without a prenup, one spouse may be required to provide financial support to the other spouse after the marriage ends. The amount and duration of alimony can vary widely, and it could become a significant financial burden for the supporting spouse.


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Debts acquired during the marriage could be divided between the spouses, even if one spouse had no involvement in incurring them. This means one partner could be responsible for a portion of the other’s debts.

Custody and child support

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In the case of children, custody arrangements and child support payments may be determined by the court, potentially resulting in an outcome that one or both parents find unsatisfactory.

It’s Up to You!

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Ultimately, the decision to have a prenuptial agreement should be based on a comprehensive assessment of the couple’s financial situation, goals, and values. While expense can be a consideration, it is important to weigh it against the potential benefits of having a prenup in terms of financial protection, clarity, and peace of mind. Couples should consult with legal professionals to understand the costs involved and explore options that best suit their circumstances.

What do you think? Would you rather pay for a prenup upfront or a divorce later if things go south? 

What You Need to Know about Prenuptial Agreements

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Check out this advice from divorce attorney and founder of HelloPrenup, Julia Rodgers, about why you should consider one before you head down the aisle.

Prenup vs. Postnup – What’s the difference?


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Prenups vs Postnups – what’s the difference? What are the pros and cons of each of these legal agreements? Find out in this post that explores the details of nuptial agreements.

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